Can I Use My KiwiSaver to Buy My First Home?
How KiwiSaver can help New Zealanders buy a first home: who is eligible, how a first-home withdrawal works, and what to…
19 articles
How KiwiSaver can help New Zealanders buy a first home: who is eligible, how a first-home withdrawal works, and what to…
KiwiSaver is a strong foundation, but higher earners often find it replaces only part of the lifestyle they are used to.…
A plain-English look at how New Zealanders can choose a KiwiSaver fund type, based on their timeframe and comfort with r…
Higher earners have more to protect and some specifics to watch with income protection: benefit caps, how income is defi…
A plain-English guide to KiwiSaver contributions in New Zealand: your options, how employer and government contributions…
Some New Zealanders have their life insurance owned by a trust so a payout can be directed and protected. Here is what t…
How ACC and income protection differ in New Zealand, and the gap many working Kiwis look to income protection to fill.
A bigger mortgage changes the maths on how much cover makes sense. Here is how to protect a large home loan without over…
A plain-English look at what health insurance adds in New Zealand alongside the public system, and the factors people we…
KiwiSaver and many managed funds are taxed as PIEs. Here is how your Prescribed Investor Rate (PIR) works, and why getti…
A clear, plain-English explanation of how life, trauma, TPD and income protection cover differ in New Zealand, and how t…
A plain-English guide to working out how much life insurance you might need in New Zealand, and the factors that change…
If you have significant savings or assets, you may be able to carry some risks yourself. Here is how to think about whic…
Whether single New Zealanders with no dependants need life insurance, and the situations where cover can still be releva…
Trauma cover pays a lump sum if you are diagnosed with a serious illness. There is no single right amount — here is a pr…
What happens to your KiwiSaver and your insurance when you change jobs in New Zealand, and the cover that does not follo…
Agreed value and indemnity income protection calculate your benefit differently. Here is what separates them, and why it…
If your business would struggle without one particular person, key person insurance can help absorb the financial shock.…
Life insurance can provide liquidity and certainty in an estate plan. Here is how it interacts with wills, trusts and be…