Life Insurance
Should Your Life Insurance Be Owned by a Trust?
Some New Zealanders have their life insurance owned by a trust so a payout can be directed and protected. Here is what t…
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Life Insurance
7 articles
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Mortgage
How Much Life and Income Cover Do You Need With a Large Mortgage?
A bigger mortgage changes the maths on how much cover makes sense. Here is how to protect a large home loan without over…
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Insurance
Life, Trauma, TPD or Income Protection: What's the Difference?
A clear, plain-English explanation of how life, trauma, TPD and income protection cover differ in New Zealand, and how t…
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Insurance
How Much Life Insurance Do I Need in New Zealand?
A plain-English guide to working out how much life insurance you might need in New Zealand, and the factors that change…
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Insurance
Do You Still Need Insurance if You're Financially Well Off?
If you have significant savings or assets, you may be able to carry some risks yourself. Here is how to think about whic…
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Insurance
Do I Need Life Insurance if I'm Single With No Kids?
Whether single New Zealanders with no dependants need life insurance, and the situations where cover can still be releva…
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Estate Planning
How Does Life Insurance Fit Into Estate Planning?
Life insurance can provide liquidity and certainty in an estate plan. Here is how it interacts with wills, trusts and be…
