Money

KiwiSaver

Can I Use My KiwiSaver to Buy My First Home?

How KiwiSaver can help New Zealanders buy a first home: who is eligible, how a first-home withdrawal works, and what to…

KiwiSaver

Is KiwiSaver Enough to Retire On if You Earn a High Income?

KiwiSaver is a strong foundation, but higher earners often find it replaces only part of the lifestyle they are used to.…

KiwiSaver

How Much Should I Contribute to KiwiSaver?

A plain-English guide to KiwiSaver contributions in New Zealand: your options, how employer and government contributions…

Insurance

Do I Need Income Protection if I Already Have ACC?

How ACC and income protection differ in New Zealand, and the gap many working Kiwis look to income protection to fill.

KiwiSaver

How Are KiwiSaver and PIE Investments Taxed in New Zealand?

KiwiSaver and many managed funds are taxed as PIEs. Here is how your Prescribed Investor Rate (PIR) works, and why getti…

Insurance

Life, Trauma, TPD or Income Protection: What's the Difference?

A clear, plain-English explanation of how life, trauma, TPD and income protection cover differ in New Zealand, and how t…

Insurance

How Much Life Insurance Do I Need in New Zealand?

A plain-English guide to working out how much life insurance you might need in New Zealand, and the factors that change…

Insurance

Do You Still Need Insurance if You're Financially Well Off?

If you have significant savings or assets, you may be able to carry some risks yourself. Here is how to think about whic…

Insurance

Do I Need Life Insurance if I'm Single With No Kids?

Whether single New Zealanders with no dependants need life insurance, and the situations where cover can still be releva…

Insurance

Level vs Stepped Premiums

Compare stepped and level life insurance premiums in NZ and find out which suits your long-term goals, and how to conver…

Insurance

Why Do My Insurance Premiums Go Up Each Year?

Wondering why your insurance premiums go up every year? Here's a clear breakdown of CPI increases, age-based pricing, an…

Insurance

Life Insurance: The Most Overlooked Asset in Your Entire Portfolio

Life insurance isn’t just protection, it’s one of the most valuable assets you own. Here’s why it’s worth holding on to.

Finance

Love & Money: How to Protect Your Partner Financially

Protect your partner financially with smart joint finance decisions and life insurance. Learn how to secure your future…

Cost of Living

What Happens If You Cancel Your Insurance?

Thinking of cancelling your insurance? Understand the financial risks and alternatives before making a costly mistake. R…

Insurance

Top 10 Questions Kiwis Have About Mortgage Cover

Thinking about mortgage protection insurance? Here are the top 10 questions Kiwis ask about cover, exclusions, and how i…

Insurance

ACC Levy Increases Proposed: What You Need to Know

ACC has proposed levy increases for workers, businesses, and motorists. Learn what the changes mean and when they could…

Insurance

Why Life Insurance Premiums Increase With Age (And What to Do About It)

Discover why life insurance premiums rise with age and learn strategies to manage costs while securing the right coverag…

Health

Southern Cross posts $16.5m annual loss as it capped premium prices

The Southern Cross Health Society says it made a $16.5 million net loss for the year ended June